Hailstorms can cause more than just visible damage to your property. Functional hail damage refers to damage that affects the performance of key areas like your roof, windows, or siding. Unlike cosmetic damage, functional damage can cause serious issues like leaks, water intrusion, and reduced energy efficiency if left unaddressed.
Functional vs. Cosmetic Hail Damage
- Cosmetic Damage: This type of damage impacts the surface appearance of your property, such as small dents, paint chips, or minor dings. While unsightly, it typically does not affect the structure’s ability to function.
- Functional Damage: Functional damage compromises the performance of essential elements of your home. For example, cracked shingles can allow water to leak into your attic, while damaged siding may reduce insulation, increasing your energy bills over time.
Definition: Attic
Common Signs of Functional Hail Damage
- Cracked or missing shingles: Cracked or missing shingles expose your home to water damage and deterioration.
- Dented gutters: Dents in your gutters can prevent water from draining properly, leading to pooling around your foundation, which may cause long-term structural damage.
- Damaged flashing: The metal flashing around chimneys, vents, or skylights can be compromised by hail, allowing water to seep into vulnerable areas.
- Cracked or broken windows: Hail can cause cracks or breakage in windows, resulting in drafts, decreased energy efficiency, and potential water leaks.
What Should You Do After a Hailstorm?
- Inspect your property: After a hailstorm, take a walk around your property to check for visible damage to your roof, siding, and windows.
- Schedule a professional inspection: Some functional damage may not be immediately noticeable. It’s important to have a certified roofing contractor or inspector assess your home for hidden issues.
- File an insurance claim: If functional damage is found, promptly contact your insurance provider to report the damage. Most insurance policies cover hail damage, but claims must often be filed within a specific timeframe.
Why You Shouldn’t Delay Repairs
- Prevent water damage: Functional hail damage can lead to leaks, which may cause mold, rot, and other costly issues over time.
- Avoid higher repair costs: Minor functional damage, if left unaddressed, can worsen and require more extensive (and expensive) repairs in the future.
- Preserve your home’s value: Prompt repairs ensure that your home remains in good condition, protecting its value and structural integrity.
Final Thoughts
At Certified Hail, we specialize in identifying and repairing functional hail damage to help protect your home. Our team provides detailed inspections and expert repair services to address any issues before they become larger problems. Contact us to schedule an inspection and ensure your home stays safe and functional after a hailstorm.
Saturday by appointment only. We are closed Sundays and major holidays.